Franklin First Federal Credit Union is proud to be a registered credit union with the "Credit Card Connection". The Credit Card Connection is a process that credit unions go through to demonstrate fair and ethical practices for credit card programs offered. Before being approved we were evaluated on the following:

● Fixed or Variable Rates Less Than 18% APR*
● No Penalty Rate
● No Balance Transfer Fee
● No Annual Fee
● Late Fees Less Than $25

This will help you as a consumer in locating fair and ethical credit card programs.



To find out more information about the Credit Card Connection

please visit their website at


* APR = Annual percentage rate

† Rate could be increased after consummation