making your first home purchase, relocating or refinancing
an existing mortgage to lower your rate, Franklin First's
dedicated mortgage team is here to help you make the right
And now we're able to provide you with an online loan
application and approval 24 hours, 7 days a week!
MortgageClick will walk you through the loan application
process in just 10 simple questions and 25 mouse clicks.
Let MortgageClick help you find a program that is
right for you. We'll walk you through the process,
provide you with loan options and research our rates
for the program that best meets your needs.
Log on anytime, day or night, complete 10 simple
questions and have a loan answer all within 15
minutes. And the best part...once you have submitted
your application you may view the status of your
loan application all the way through the process.
If you're not quite ready to apply, MortgageClick is
still the place to go to learn all about the
mortgage process, first time home buyers programs,
purchasing or refinancing.
To learn more about Franklin First and MortgageClick,
click on More. This will provide details about us,
insurance information and property information.
If applying online does not appeal to you, you have nothing
to worry about. We still have the same dedicated mortgage
team ready and waiting to answer any of your questions and
walk you through the entire process in person.
information call us at 774-6700.
REAL ESTATE LOANS
Credit Union is proud to offer our members Government
Mortgage Programs - Govenment Insured Loans, VA*, Rural Housing, and Reverse
Mortgages. There are several options for members looking to
purchase or refinance and receive cash out. 96.5% and 100%
Not a member? If
you live, work, go to school or worship in Franklin County,
or if you are related to someone who is already a member of
Franklin First, you are welcome to join us!
Govenment Insured Loans/Rehab Loans
Purchases or Refinances available for members with lower Fico scores and higher
LTV's. Solid fixed rate loans. Also loan rehabilitation on
new or current homes.
30 Year Fixed Rates - 100% Financing - No PMI - Available on
purchases and 90% LTV cash out.
A valuable financial tool for seniors 62 and older. This
mortgage option gives them the opportunity to increase their
monthly cash flow so they may live their life to the
For non-government loan rates
please call our mortgage
specialist at 413 .774.6700
offered in partnership with Allanach Mortgage Group.
Broker's licenses MA# MB6033, NH# 5616, CT# 7160, RI# 20051935LB
* VA – Veterans
HOME EQUITY LOANS
Use the equity
you have built up in your home for just about anything!
Build an addition, pay for tuition, purchase a vehicle, take
a vacation, even consolidate debt. With Franklin First's low
rates, now is the time to take advantage of Franklin
First’s Home Equity Loan.
Lowest rates in the area. World-wide access. No closing
costs. It all adds up. Apply today!
HOME EQUITY LINE OF
Have access to cash
when YOU need it!
A Franklin First Federal Credit Union Home Equity Line of
Credit allows for a convenient and flexible way to live
your life. You could:
● Build an addition to your home
● Take a vacation
● Build a deck, put in a pool
● Pay off your car loan
Or, for anything you’ve wanted to do, but haven’t had the
Max term is 5
year draw period with 15 year amortized payment term. Plus,
if your initial draw is over $25,000, we’ll waive the
closing costs. Access the funds anytime you need them.
NOW IS THE