When you’re looking for excellent rates, look no further – Franklin First FCU have the competitive rates you’re looking for.

Rates effective – March 18, 2020.

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Kasasa Cash® – Qualifying Rewards

  • 2.00% APY* on balances up to $10,000
  • 0.25% APY* on balances over $10,000

For accounts with balances over $10,000 the rate on your statement will reflect a blended interest rate of the two rates listed above, 0.41% APY.  If you do not qualify for the month, you still earn interest of 0.05% APY on your Kasasa Cash Balance.

Kasasa Saver® – Qualifying Rewards

  • 0.55% APY* on balances up to $25,000
  • 0.25% APY* on balances over $25,000

For accounts with balances over $25,000 the rate on your statement will reflect a blended interest rate of the two rates listed above, 0.31% APY.  If you do not qualify for the month, you still earn interest of 0.05% APY on your Kasasa Cash Balance.

*APY – Annual Percentage Yield
The dividend rate and annual percentage rate may change at any time, as determined by the credit union board of directors.

Cycle Date Information

The following dates apply to our Kasasa accounts.  Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account’s Truth In Savings disclosure for your account’s specific qualification requirements. To qualify for your account’s rewards, all qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account’s rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.


Monthly Qualification Cycle

Statement Cycle

MonthYearBeginEndBeginEnd
January202012-31-1901-30-2001-01-2001-31-20
February202001-31-2002-27-2002-01-2002-29-20
March202002-28-2003-30-2003-01-2003-31-20
April202003-31-2004-29-2004-01-2004-30-20
May202004-30-2005-28-2005-01-2005-31-20
June202005-29-2006-29-2006-01-2006-30-20
July202006-30-2007-30-2007-01-2007-31-20
August202007-31-2008-28-2008-01-2008-31-20
September202008-29-2009-29-2009-01-2009-30-20
October202009-30-2010-29-2010-01-2010-31-20
November202010-30-2011-27-2011-01-2011-30-20
December202011-28-2012-30-2012-01-2012-31-20

To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728From outside the U.S. call: (727) 299-2449.

To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700.  After hours call: (800) 264-5578.