• Credit unions are member owned. If you have an account with Franklin First, you are a part owner in the business.
• We are insured by the National Credit Union Administration and are democratically controlled by our members.  Members have more say in how Franklin First is run over a regular bank.  And, members hold decision-making power.
• Members elect a Board of Directors, rather than hiring individuals to fill these positions.  Franklin First board members are chosen to fully represent the members in making decisions and upholding policies. A member’s voice is always heard, and your interests come first. 

• Unlike banks, credit unions are not-for-profit, therefore, interest rates tend to be significantly better with fewer fees. Your financial well-being comes first and you can rest assured that when you become a member of Franklin First, your money stays within the local communities.
• Franklin First has one select location, which means our members receive superior customer service from our friendly staff.

Membership Requirements

Franklin First’s charter allows anyone to join who lives, works, worships or goes to school in Franklin County, Massachusetts.  Once you join you may always remain a member as long as you maintain the minimum balance of one share, even if you move away.  In addition, once you become a member of Franklin First, any person in your immediate family is eligible to join. 

Contact Us to learn more about our incredible credit union!