Franklin First Federal Credit Union has a variety of loans to meet your needs because we want to help finance your dreams. Whether you’re buying or refinancing a home, looking for a vehicle, planning a vacation, or need a great rate on a credit card, our knowledgeable staff works with you to help find the right loan.
Loan statements are available through our Online Banking. Simply login, click on the eDocuments tab, and click on the link to view your statements.
Looking for a new or used auto loan? Looking to refinance existing loan you have from another financial institution? Choose Franklin First! Get a great rate, beat the dealer financing, and take advantage of cash back dealer incentives. We offer up to 100% financing (of the NADA book value) with a variety of terms and special programs to fit your budget.
Finding and securing the best possible deal on your vehicle can be stressful. By using Franklin First’s low rates, flexible terms, and expedient processing, we take the stress out of getting the best vehicle loan.
Franklin First offers a full array of real estate loan products designed for every dream and budget.
Mortgage products offered in partnership with Allanach Mortgage Group. Broker’s licenses MA# MB6033, NH# 5616, CT# 7160, RI# 20051935LB.
Your VISA card costs less at Franklin First as we offer:
To be used for a variety of things such as bill consolidation, appliances, vacations, car repairs, weddings, medical bills, and more.
Invest in your future by borrowing directly from Franklin First using a Signature Education (Personal) Loan to fund educational goals.
Franklin First partners with MassSave to offer our members 0% APR financing on home energy improvements including attic, wall, and basement insulation, high efficiency heating systems, high efficiency domestic hot water systems, solar hot water systems, Energy Star® windows, and Energy Star® Thermostats. All loans are subject to a free energy assessment.
Looking for an affordable clean energy option? A residential solar installation may be a great option through Mass Solar Loan. Features include:
Income-Based Loan Support
Eligible consumers with annual household incomes below $80,241 may qualify for a reduced loan principal once the project is complete. Current incentive rates are found at www.MassSolarLoan.com
Apply Now for any of the above loans
A Certificate Secured Loan is a loan that is secured by the amount available on deposit in the borrower’s share (savings) account. Funds are kept in the share for a specific period of time based on the terms of the loan. It essentially uses your savings as collateral. A secured loan provides a way to build a good credit score and work much like a personal loan to help you with a variety of expenses. Contact Us to learn more about our Share/Certificate Secured Loans or Apply Now.
To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728. From outside the U.S. call: (727) 299-2449.
To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700. After hours call: (800) 264-5578.