Get rewarded with high rates or cash back when you keep doing simple banking activities you’re probably already doing with no monthly maintenance fees or minimum balance requirements.
Rewards Qualifications: To earn rewards and ATM withdrawal refunds, simply complete the following each Monthly Qualification Cycle:
Have at least 12 debit card purchases post and settle
Have at least one automatic payment (ACH) or direct deposit post and settle
Be enrolled in and agree to receive e-Statements
Cash Rewards Checking
4.00% APY on all balances up to and including $10,000.00 and
0.25% APY on balances over $10,000
Earn 0.05% APY on the entire balance even when qualifications are not met.
Up to $25 in ATM withdrawal fee refunds (max $4.99 per transaction).
Didn’t qualify this month? Don’t worry! Your account is still free and you can qualify again the next month.
Cash Back Rewards Checking
Meet your account’s qualifications during a Monthly Qualification Cycle and receive 4.00% cash back on debit card purchases, up to $200.00 in total purchases
Up to $8.00 total cash back per monthly qualification cycle
Up to $25 in ATM withdrawal fee refunds (max $4.99 per transaction)
Didn’t qualify this month? Don’t worry! Your account is still free, and you can qualify again next month.
Rewards Saver
This free account works side-by-side with your Cash Rewards or Cash Back Rewards Checking to help you save the easy way. That’s because every month it receives automatic deposits of the dividends and ATM refunds* you earn with Cash Reward or Cash Back Rewards. Plus, your Rewards Saver balance also earns a competitive rate, so it will grow even faster. All you have to do is meet the qualifications of your Rewards Cash or Rewards Cash Back account every Monthly Qualification Cycle, then sit back and let the savings begin!
Earn 0.55% APY* on all Rewards Saver balances up to and including $25,000.00 and .25% APY on balances over $25,000.00, depending on balance in account when you meet your qualifications in Rewards Cash. Earn 0.05% APY* if qualifications are not met on Rewards Cash.* Since rewards are moved to savings, the dividends in your Rewards Cash will not compound.*
Rewards Saver must be paired with either a Rewards Cash Checking account or a Rewards Cash Back account. Please select the option below that describes your account opening preference:
Need to add a Rewards Saver to a Rewards Cash? Click here! [ARIA_LABEL=Rewards Saver Kasasa Cash]
Need to add Rewards Saver to Rewards Cash Back? Click here! [ARIA_LABEL=Rewards Saver Kasasa Cash Back]
Cycle Date Information
The following dates apply to our Rewards account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account’s Truth In Savings disclosure for your account’s specific qualification requirements. To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Rewards account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account’s rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.
| Monthly Qualification Cycle | Statement Cycle | ||||
|---|---|---|---|---|---|
| Month | Year | Begin | End | Begin | End |
| January | 2025 | 12-31-24 | 1-30-25 | 1-1-25 | 1-31-25 |
| February | 2025 | 1-31-25 | 2-27-25 | 2-1-25 | 2-28-25 |
| March | 2025 | 2-28-25 | 3-28-25 | 3-1-25 | 3-31-25 |
| April | 2025 | 3-29-25 | 4-29-25 | 4-1-25 | 4-30-25 |
| May | 2025 | 4-30-25 | 5-29-25 | 5-1-25 | 5-31-25 |
| June | 2025 | 5-30-25 | 6-27-25 | 6-1-25 | 6-30-25 |
| July | 2025 | 6-28-25 | 7-30-25 | 7-1-25 | 7-31-25 |
| August | 2025 | 7-31-25 | 8-28-25 | 8-1-25 | 8-31-25 |
| September | 2025 | 8-29-25 | 9-29-25 | 9-1-25 | 9-30-25 |
| October | 2025 | 9-30-25 | 10-30-25 | 10-1-25 | 10-31-25 |
| November | 2025 | 10-31-25 | 11-26-25 | 11-1-25 | 11-30-25 |
| December | 2025 | 11-27-25 | 12-30-25 | 12-1-25 | 12-31-25 |