Rewards Checking is about placing the benefits where they belong…with you. Get rewarded with high rates or cash back when you keep doing simple banking activities you’re probably already doing.
Earn dividends on your balances with no monthly maintenance fee and no minimum balance required.
When you meet your account’s qualifications during a Monthly Qualification Cycle, you will receive:
To earn high dividends and ATM withdrawal refunds, simply do the following during each Monthly Qualification Cycle:
Didn’t qualify this month? Don’t worry! Your account is still free and you can qualify again the next month.
Forget about saving points for rewards — Cash back Rewards Checking gives you REAL cash back when you use your check card for everyday purchases such as groceries, clothes, school supplies, even dinner out. You also receive ATM fee refunds up to $25 nationwide*, all just for doing convenient things you probably already do. Other benefits include:
To earn cash back and ATM withdrawal refunds, simply complete the following each Monthly Qualification Cycle:
Didn’t qualify this month? Don’t worry! Your account is still free, and you can qualify again the next month.
This free account works side-by-side with your Cash Reward or Cash Back Rewards Checking to help you save the easy way. That’s because every month it receives automatic deposits of the dividends and ATM refunds* you earn with Cash Reward or Cash Back Rewards. Plus, your Kasasa Saver balance also earns a competitive rate, so it will grow even faster. All you have to do is meet the qualifications of your Kasasa Cash or Kasasa Cash Back account every monthly qualification cycle, then sit back and let the savings begin!
Earn 0.55% APY* on all Kasasa Saver balances up to and including $25,000.00 and .25% APY on balances over $25,000.00, depending on balance in account when you meet your qualifications in Kasasa Cash. Earn 0.05% APY if qualifications are not met on Kasasa Cash.* Since rewards are moved to savings, the dividends in your Kasasa Cash will not compound.*
Kasasa Saver must be paired with either a Kasasa Cash Checking account or a Kasasa Cash Back account. Please select the option below that describes your account opening preference:
Need to add a Kasasa Saver to a Kasasa Cash? Click here!
Need to add Kasasa Saver to Kasasa Cash Back? Click here!
The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.
Monthly Qualification Cycle
Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.
The possibility of falling victim to a data breach, credit card fraud, or identity theft can cause worry. With Kasasa Protect, you have access to a full range of personal defense. For Kasasa checking account holders, protection is $7.99 per month ($12.99 for all other account holders.) The monthly fee is automatically drafted from your checking account, so your coverage does not lapse.
Kasasa Protect® Terms & Conditions
To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728. From outside the U.S. call: (727) 299-2449.
To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700. After hours call: (800) 472-3272