Franklin First has a variety of checking products designed to fit your lifestyle.
Totally Free Checking
A checking account is an essential banking tool used for easy access to your money via debit cards, checks, and withdrawals.
Franklin First offers:
Unlimited free checking with no minimum balance requirement
Direct deposit
Electronic funds transfers
Overdraft protection options
Free Online Banking & Mobile app to monitor your account on the go
Mobile Deposit
Teen Checking
Teach your teen financial responsibility paired with financial freedom.
Ages 13-17
Membership share required
Parent/Guardian must be on checking account as well as hold membership at Franklin First
Debit card
Access to electronic services
No overdraft privilege
No NSF Fee
No ATM Fees*
Contact us today to learn more and open your teen checking account today.
*ATM Surcharge fees may still apply if the financial institution that owns the ATM charges a fee.
Senior Checking
Our Franklin First Senior Checking Account is ideal for our members 65+.
It offers benefits such as:
Unlimited free checking with no minimum balance required
One free box of checks per year
Direct deposits entitle each member to two (2) free money orders or cashier’s checks each month
Business Checking
Small businesses who operate as a DBA, Sole-Proprietor, or un-incorporated organization have the option of having a checking and/or savings account at Franklin First. To open a business account, we ask that you provide us with a DBA Certificate, EIN/TIN, or similar documentation to validate the business.
The business checking offers:
Checking with no minimum balance requirement
Direct deposit is $0.07 per deposited item fee
Electronic funds transfers
Overdraft protection options
Free online banking & mobile app to monitor your account on the go
Mobile deposit