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When you’re looking for excellent rates on deposit products, look no further than Franklin First for competitive rates.Rates effective December 21, 2022. Please note: All share and term accounts use the average daily balance method for dividend calculation. |
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Regular Shares | 0.05%** | 0.05%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| $25 – $499.99 | 0.05%** | 0.05%** |
| $500 – $24,999.99 | 0.20%** | 0.20%** |
| $25,000-$49,999.99 | 0.30%** | 0.30%** |
| $50,000-$74,999.99 | 0.40%** | 0.40%** |
| $75,000 + | 0.50%** | 0.50%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| 6 Month | 0.70%** | 0.70%** |
| 12 Month | 0.90%** | 0.90%** |
| 15 Month | 4.00%** | 4.07%** |
| 18 Month | 4.00%** | 4.07%** |
| 24 Month | 2.05%** | 2.07%** |
| 36 Month | 2.20%** | 2.22%** |
| 48 Month | 2.20%** | 2.22%** |
| 60 Month | 2.40%** | 2.43%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**Term Certificates require a $500 minimum deposit.
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Vacation Club | 0.10%** | 0.10%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Kids Club | 0.10%** | 0.10%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Holiday Club | 0.10%** | 0.10%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Pet Care Club | 0.10%** | 0.10%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
?**The rate may change after the account is opened
| Deposit | Dividend Rate | APY* |
|---|---|---|
| Share (Savings) IRA | 0.05%** | 0.05%** |
| 6 Month | 0.70%** | 0.70%** |
| 12 Month | 0.90%** | 0.90%** |
| 15 Month | 2.60%** | 2.63%** |
| 18 Month | 1.75%** | 1.76%** |
| 24 Month | 2.05%** | 2.07%** |
| 36 Month | 2.20%** | 2.22%** |
| 48 Month | 2.20%** | 2.22%** |
| 60 Month | 2.40%** | 2.43%** |
*Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawals.
To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728. From outside the U.S. call: (727) 299-2449.
To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700. After hours call: (800) 472-3272
Franklin First Federal Credit Union | 57 Newton St. | Greenfield, MA 01301 Ph: (413) 774-6700 | Fax: (413) 774-5014 | talktous@franklinfirst.org | |
