Real Estate Loans

Franklin First offers a full array of real estate loan products designed for every dream and budget. 

  • Home Mortgage Loans: Find the home loan with terms that are right for you. Apply Now!
  • Government Insured Loans/Rehab Loans: Purchases or refinances available for members with lower FICO scores and higher Loan-To-Value (LTV).  Apply Now!
  • Veterans Administration Mortgages: 30-year fixed rates, 100% financing, no private mortgage insurance, available on purchases and 90% LTV cash out. Apply Now!
  • Reverse Mortgages: A valuable financial tool for seniors 62 and older. Apply Now!
  • Home Equity Loans: Use equity you have built up in your home for just about anything with low rates and no closing costs. Apply Now!
  • Home Equity Line of Credit: Open a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans.  Max term is 5-year draw period with 15-year amortized payment term.  Plus, if your initial draw is over $25,000, we’ll waive the closing costs. Access the funds anytime you need them.  HELOC Disclosure | Apply Now!
  • Home Improvement Loans: An ideal loan for repairs or remodelling up to $30,000.  Member is responsible for providing a materials list or contract quote which satisfies Franklin First’s requirements. Apply Now!


Allanach/Mortgage Group Corporation , MA MC2894, CT ML2894, FL MLD1444, GA 65192, NH 5616-MB, RI 20051935LB, SC 2894, VT 1463 MB

To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728From outside the U.S. call: (727) 299-2449.

To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700.  After hours call: (800) 472-3272