VISA credit card

Maximum credit line available is up to $15,000. Annual Percentage Rate (APR) for card is same for both transfer and purchases. Balance transfer not subject to any additional fees. Limited time offer, subject to credit approval. Membership is required. Insured by NCUA.

Your VISA card costs less at Franklin First as we offer:

  • No annual fee.
  • Low interest rate for purchases.
  • Cash Advance Fee of $10.00 or 3% of the amount of each cash advance, whichever is greater.
  • Full suite of travel benefits at no additional cost.
  • Earn points for every purchase made.
  • Check your VISA balance, available credit line, or make a payment 24/7.


Apply for a VISA Credit Card 

Login to your VISA account 

VISA Disclosure

To report a lost or stolen Franklin First VISA credit card, call: (800) 449-7728From outside the U.S. call: (727) 299-2449.

To report a lost or stolen Franklin First ATM or Debit/Check Card during regular business hours call: (413) 774-6700.  After hours call: (800) 472-3272